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Get paid upfront, and know every penny matches.

Take card payments, deposits and balances online, in person or by link. Every night, your takings are checked against two separate records so nothing slips through.

Three ways to get paid

Online, by link or held on file.

Card payments at checkout

Take payment when customers book, order or buy, on your own website.

  • Card payments in every checkout
  • Deposits set by rules you choose
  • Refunds in a couple of clicks
  • Disputes tracked in one place

Compare us with: Stripe direct · Adyen

Included with payments

The money side of your business, checked every night.

Choose your provider

Use Stripe, Trust Payments or Dojo, and bring your own account if you already have one.

Deposits by rule

Set deposit rules for tables, rooms, spaces and orders, and they apply automatically.

Pay links

Send a link to pay a deposit, a balance or a group payment, matched to the right booking.

Refunds and disputes

Issue refunds and handle card disputes from the same screen as the booking or order.

Nightly money checks

Every night your takings are checked against two separate records, and you’re alerted to a difference of even a penny.

Every payment on the record

Payments sit on the customer’s record next to their bookings, orders and history.

Every feature, in detail

Everything below comes with every plan, at one price per site, with no add-ons or per-user fees. Open each area underneath for the rest.

Every plan
What sets it apart
Card payments through Stripe, Trust Payments, Dojo or PayPal, chosen for each site✓ Included in every plan
Every refund checked against what’s left to refund before it’s sent✓ Included in every plan
Taking payment
Card payments into your own Stripe account✓ Included in every plan
Pay links for deposits, balances and group payments✓ Included in every plan
Cards saved securely for later charges✓ Included in every plan
Deposits set by rules for tables, spaces and orders✓ Included in every plan
Refunds and disputes
Refunds from the booking or order itself✓ Included in every plan
Refunds that failed retried from a queue✓ Included in every plan
A charge in dispute can’t be refunded twice✓ Included in every plan

More features, by area

3 features

FeatureEvery plan
Nightly checks of your takings against two separate records✓ Included
Spend and lifetime value on the customer record✓ Included
Split payments checked too, card and cash together✓ Included

1 feature

FeatureEvery plan
Trust Payments, Dojo and PayPal use their own secure checkout pages✓ Included

1 feature

FeatureEvery plan
Choose which payment provider is live for each site, brand or company✓ Included

1 feature

FeatureEvery plan
Bookings and orders kept in step with what Stripe did, automatically✓ Included

2 features

FeatureEvery plan
Adyen and Square as payment options✓ Included
PayPal refunds handled too✓ Included

10 features

FeatureEvery plan
Refunds checked against what actually happened✓ Included
A failed refund retried safely, never twice✓ Included
Chargebacks tracked from start to finish✓ Included
Payment problems flagged to you straight away✓ Included
A repeated payment message never processed twice✓ Included
Payment messages only accepted from Stripe’s own servers✓ Included
A daily check catches any payment without a matching record✓ Included
A register of every stored card and who it belongs to✓ Included
A refunded group deposit credited to the right booking✓ Included
Multi-stop trip payments recognised as one✓ Included

Make it yours. Let it do the legwork.

Shape it to how you work, and let it handle the routine for you.

Payment settings in mDOS: choose which card provider takes each kind of payment at each venue
1
MAKE IT YOURS

Your gateway, per site

Payments go into your own accounts, with the gateway chosen for each site.

Every night: takings checked against two separate records
2
IT DOES THE LEGWORK

Checked every night

Takings are checked against two separate records every night, and every refund is checked against what’s left to refund.

No double refunds: disputed charges locked, failed refunds retried
3
BUILT IN

Refunds kept safe

A charge in dispute can’t be refunded twice, and failed refunds are retried from a queue.

What it replaces

Payments that know which booking, order or guest they belong to.

Separate pay-link tools

Pay links are built in and matched to bookings, so there’s no copying references between systems.

Payments locked to one supplier

Choose Stripe, Trust Payments or Dojo, or bring your own account, instead of being tied to your booking system’s choice.

Manual reconciliation

Nightly checks replace hours of matching takings in a spreadsheet at month end.

YOUR AI TEAM, ON PAYMENTS

It helps you keep on top of the money

It works around the clock once you switch it on. Nothing goes out without your approval.

Pre-authorisations to approve

Proposes when to capture or release a held card payment, for you to approve.

Payment questions answered

Reads your payments to answer questions such as what was refunded this week.

Monthly revenue review

Compares the month’s trading with the month before and names where to push next.

Set up by real people, supported by AI. An mDOS Expert Partner connects your payment provider with you and is a call away, while the AI team keeps an eye on the money and you approve any action it proposes.

Switch at your own pace

Keep your current payment provider and account if you like, and move one venue or one way of paying at a time. We bring your customer history across and agree a tailored switching plan, so no payment goes astray.

How switching works

Three things no one else brings together

Taking payments is the easy part. mDOS adds AI agents that keep an eye on the money and a team that sets it up properly.

mDOS Visitor Intent: a company visiting the website scored Hot 94, with its visits and pages viewed, under the intent filters

World-leading software

Card payments, deposits and balances online, in person or by link, with every night’s takings checked against two separate records.

See the software →
Four members of the mDOS AI team: Quinn (data, reporting and insight), Ivy (copywriting and content), Priya (reviews and reputation) and Theo (paid media)

Tireless AI agents

AI agents propose when to capture or release a held payment, answer questions such as what was refunded this week and review each month’s trading.

Meet the AI agents →
The Mr Digital team walking together across a footbridge

Real experts driving it

An mDOS Expert Partner connects your payment provider with you and is a call away, and you approve any action the AI agents propose.

Meet the people →
TRY IT YOURSELF

Try it on a demo site.

Working websites built on mDOS for invented businesses. Open one and try it the way your customers would.

Demo sites are invented businesses. Payments are test-only: use the UK test card 4000 0082 6000 0000 with any future date and any CVC. Book or buy with your own email address and you’ll receive a real confirmation email.

WORKS WITH YOUR TOOLS

Keep the tools that work for you. Replace the ones that don't.

Use the payment provider that suits your business. Takings flow into the same reports as everything else.

Keep it. We connect to the systems you already rely on, so data flows into one place.
Or replace it. Switch over when you're ready, one system at a time. It's all included in mDOS.
See all integrations
PAYMENT PROVIDERS
StripeLive
ACCOUNTS
XeroLive

Support from a real marketing team

mDOS is built and operated by MDOS AI LTD. When you message or phone us, real Marketing Experts answer, on every plan, led by our Founding Partner Agency, Mr Digital. Here are five ways we help you get results.

Chat with our marketing experts

Message us from any screen in mDOS. The people who answer are marketers from our partner agencies, not a call centre.

  • Live chat on every plan, from the Chat button on every page, and you can phone us when you need to
  • Answered by marketing experts from our partner agencies, the same people who run marketing for clients
  • Ask about the software or your marketing: setup, campaigns and results
  • AI support for quick answers whenever you need one

Included in every plan

Book a call

The mDOS Chat panel on the Your mDOS team room: a hotel asks for help planning an email and social push for Sunday lunch, and a strategist from the mDOS team replies

Questions about payments

Stripe, Trust Payments and Dojo. You can bring your own account if you already have one.
Yes. Set deposit rules for tables, rooms, spaces and orders, or hold card details and charge only if you need to.
You refund from the booking or order itself, and the refund is recorded against the customer.
Every night the takings are checked against two separate records, and you get an alert if they differ by even a penny.
Yes. Send a pay link for a deposit, a balance or a group payment by email or text.

Included in every plan

Payments come with everything else in mDOS, at one price per site.